Visit americanexpress.com to learn more. The Platinum cards current welcome bonus is: 80,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership, The Gold Cards current welcome bonus is: 60,000 Membership Rewards points after spending $4,000 on purchases in the first 6 months of card membership. Get information on latest national and international events & more. Visit americanexpress.com/benefitsguide for more details. The Platinum Card from American Express vs. American Express Gold Card. The Amex Gold card hotel benefits are limited to The Hotel Collection properties. For example, the Card offers: Consider the Blue Cash Everyday Card if:you want a no-annual-fee grocery, gas, and online retail rewards Card that earns you cash back instead of points, in addition to select streaming and meal-kit credits. These are provided as guidelines only and approval is not guaranteed. No responsibility will be taken by the bank advertiser for these comments. This distinction can lead to some confusion for those expecting to get the better-known version of the Amex Gold Card and its 4x Membership Rewards points at restaurants and 4x points at U.S. supermarkets on up to $25,000 per calendar year in purchases (then 1x point). The American Express Business Platinum Card gives your enterprise access to Amexs business partners, offering over $1,000 in credits for business services. ByMegan Doyle | American ExpressCredit IntelFreelance Contributor, Green, Gold, and Platinum: Meeting Travel and Dining Needs Since Day One, Amex EveryDay and Amex EveryDay Preferred: Membership Rewards for Everyday Use, Cash Magnet, Blue Cash Everyday, Blue Cash Preferred: Get Cash Back. Earn 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com. If you travel frequently and dont already have hotel elite status or a Priority Pass lounge membership, you may see value in the Platinum card. This is not to be confused with adding authorized users that receive the Platinum Card and cost $175 to add up to 3. See the online credit card applications for details about the terms and conditions of an offer. It comes with a $95 annual fee.8, Consider Amex EveryDay Preferred if:youre interested in a Credit Card that offers more rewards for spending at supermarkets and gas stations.8. You should also check the CardMatch Tool to see if youre targeted for a 75,000-point Gold Card offer (subject to change at any time). The American Express Gold Card vs. the Chase Sapphire Preferred Card. Platinum Elite (minus $280 of milestone rewards): $965 / 48 nights = $20.10 per night. The best use and value potentially is to transfer points to airline frequent flyer partners and book flights that way. The Disney Bundle Credit, which allows you to get a $7 monthly statement credit (up to $84 back annually) after using your enrolled Blue Cash Everyday Card to spend $13.99 or more each month on a subscription to The Disney Bundle. Various purchase and shopping protections. Copyright 2022 CreditCards.com a Red Ventures Company. Amex offers a few ways to use Membership Rewards points. In addition to the lounge access we already mentioned, youll also get an up to $200 airline incidental fee statement credit on a qualifying airline you choose each year (enrollment required), an annual up to $189 statement credit for CLEAR membership, a statement credit of up to $85 for TSA PreCheck or up to $100 for Global Entry, money-saving perks and benefits at hotels booked in The Hotel Collection with American Express Travel or the Fine Hotels + Resorts Collection, and elite status with both Marriott Bonvoy and Hilton Honors hotel programs (after enrollment). With the Cards $95 annual fee12come a variety of reward opportunities that can be especially valuable for families and those who use a lot of streaming services, tend to cook at home, value wellness, or even commute to work. The short answer is no. Our top goal is simple: We want to help you narrow down your search so you dont have to stress about finding your next credit card. These cards won't be worth it if you're paying interest or late fees. 6% cash back on select streaming subscriptions. terms, conditions and limitations apply. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Earn 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Eligibility and benefit level varies by card. Unlike the Platinum, the Gold card offers up to $10 in monthly dining credits and an alternative Rose Gold card design. It earns 1 point per dollar on everything else. Bottom Line: If you value worldwide lounge access, the Amex Platinum card is a clear winner as the Amex Gold card does not offer any form of airport lounge access. On and there's one more difference between these two cards: The Gold authorized user card is plastic. Learn more about 0% balance transfer credit cards. This service is offered with each card and coverage is valid when traveling more than 100 miles from home. While The Platinum Card from American Express is a lucrative, premium card in and of itself, you can also share its perks with authorized users. Both cards also have access to premium car rental protection for 1 low fee that covers the entire rental period, not a daily fee like the rental agencies charge. An authorized user on your Amex Platinum card can enjoy the same lounge access as the primary cardholder. Since both the Amex Platinum card and the Amex Gold card earn Membership Rewards points, youll find the same redemption options with either card: In addition, you have the option to redeem your points in other ways for less than 1 cent per point. It can help protect covered purchases made on your eligible card when theyre accidentally damaged, stolen, or lost, for up to 90 days from the covered purchase date. Coverage limits apply. Plus, we may provide emergency medical transportation assistance and related services. Since its a one-time perk (versus the annual fee, which shows up every year), though, Im leaving it out. WebLos datos del tercer trimestre de 2022 muestran que los 10 primeros emisores por valor de cartera han podido aumentar su volumen en valores nominales respecto al ao anterior. Further Reading: Credit Score Requirements for the Amex Gold Card. Whats more, all three Cards Cash Magnet, Blue Cash Everyday, and Blue Cash Preferred allow new Card Members to enjoy $0 introductory Plan It fees9,10,12 for plans set up during the first 1215 months of Card Membership, depending on the Card. 2 However, authorized user Gold cardholders are not eligible for Priority Pass Select membership or for access to Centurion Lounges, nor are they eligible for other perks such as annual Uber credits (for U.S. services) and elite status at certain hotels and rental car agencies. 4.75 Platinum: 8 miles. Known as Membership Rewards, American Expresss proprietary rewards currency can be quite valuable in the hands of the right spender. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Since both cards are part of the Amex Membership Rewards program, it's easy to compare the welcome bonuses directly. Terms, conditions and limitations apply. The Amex Gold card is more of an everyday rewards-earning card for the traveler. If you spend a lot on travel and want luxury benefits like airport lounge access, the Amex Platinum could be worth it. Our points-obsessed staff uses a plethora of credit cards on a daily basis. The Platinum Card also offers a suite of benefits that can help make life more rewarding at home. Visit americanexpress.com/benefitsguide for more details. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. terms, conditions and limitations apply. Coverage limits apply. For the car rental collision damage coverage benefit of the American Express Gold Card, car rental loss and damage insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. Visit americanexpress.com/benefitsguide for more details. Also worth noting is that there is no additional fee to add authorized user cards on the American Express Gold card (up to five additional cards, then $35 annually for six or more). Visit americanexpress.com/benefitsguide for more details. For the extended warranty benefit of The Platinum Card from American Express, when an American Express card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturers warranty. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. MoneyGeek compared the two credit cards on several factors including rewards programs, annual fees, welcome offers and more to help you choose which is more suitable for your needs. Choose the color that suits your style. Terms, conditions and limitations apply. If your trip is canceled or interrupted for a covered reason, you can receive up to $10,000 per trip and up to $20,000 per eligible card per 12 consecutive month period. There are several questions you can ask yourself when youre considering applying for any travel rewards card: With these questions in mind, you can review the benefits that come with each card and a clear winner that matches your purpose will surface. Certain vehicles are excluded and there are terms and conditions that apply. Hi Joe. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. The Amex Platinum card offers benefit privileges, and even elite status, with 3 different car rental programs: The Amex Gold card does not partner with any car rental programs. Up to $100 a year in hotel credits to spend on qualifying dining, spa, and resort activities at participating properties. Gold or Rose Gold. Terms of Service apply. Josh Patoka writes about maximizing travel rewards for The Vacationer. Some Amex cards are co-branded with another hotel or airline partner, but the issuer also has top-notch travel credit cards in its own currency. Second, you canget up to $200 in Uber credits each cardmember year, which is broken down into monthly chunks. Geographic restrictions apply. Amex EveryDay Credit Card. better-known version of the Amex Gold Card, Why you should add authorized users on your Amex Platinum, $120 annually ($10 per month) in Uber Cash. Plus Ups are excluded. Visit americanexpress.com/benefitsguide for more details. You can read aboutexactly how we booked the flights here. However, the semi-premium card offers more than most rewards credit cards. These credits only apply to a few participating chain restaurants specifically Cheesecake Factory, Ruth's Chris Steak House (through August 1, 2022), and some Shake Shack locations but they also apply to popular food ordering services GrubHub and Seamless. Using Insider's valuations, that's worth about $1,440. For the car rental collision damage coverage benefit of the American Express Gold Card, car rental loss and damage insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. The purpose of owning a rewards card is to earn rewards and rarely will just one card earn you the best possible return on all of your spending. Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available. But note that this is all for the standalone Amex Gold product. As well, he contributes to several personal finance sites specializing in making money, paying off debt, and investing. Incidental air travel fees charged by both Platinum and Gold card members are eligible for statement credits (up to $200 annually). Editorial Note: We earn a commission from partner links on Forbes Advisor. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. For your Having your bag lost, stolen, or damaged can put a damper on your trip. $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Compare American Express Gold Card and The Platinum Card from American Express. Privacy Policy. 4x points at U.S. supermarkets (on up to $25,000 per calendar year, then 1x), 3x points on flights booked directly with airlines or Amex Travel, 5x points on flights booked directly with airlines or Amex Travel**, 5x points on prepaid hotels booked through Amex Travel**, Up to $10 each month at select restaurants*, Up to $15 in Uber credits each month** ($35 in credits in December), Up to $200 in airline incidental fee credits** each calendar year, Up to $100 in Saks Fifth Avenue credits** each year, Amex Fine Hotels & Resorts hotel program access, Application fee credit for Global Entry or TSA PreCheck, Gold elite status with Hilton and Marriott**. You must pay for the entire common carrier ticket with your card. With the Amex Platinum card, coverage is provided for up to $3,000 per person for carry-on bags and up to $2,000 for checked bags. For the extended warranty benefit of the American Express Gold Card, when an American Express card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturers warranty. However, keep in mind that the American Express Platinum Card isnt best-in-class for its included travel insurance. For instance, if you have the Platinum Card from American Express, you qualify for trip delay insurance up to $500 per trip (maximum two claims per eligible card) vs. $300 for those with an American Express Gold Card. The best American Express Card for you depends on where you spend your money, how much you typically spend, and how you like to earn your rewards. Earn 4X Membership Rewards points at Restaurants, plus takeout and delivery in the U.S. Plus, both choices earn Membership Rewards points, a highly flexible rewards currency prized among points and miles enthusiasts for their 1:1 transfers ratio to over a dozen airline partners. The dining and supermarket bonus categories are an easy way to earn bonus Membership Rewards frequently. However, redeeming for anything aside from travel offers a poor value, usually 0.5-0.8 cents each, and is generally a poor use of points. Coverage is up to the actual amount charged to your card for the item up to a maximum of $10,000; not to exceed $50,000 per card member account per calendar year. If you are in the CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Another option is to use points tobid for upgrades on a flight. For rates and fees of The Platinum Card from American Express, please click here. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Its been circulated among points and miles maximizers that four or five Amex Cards are the maximum you can hold at any one time and applying for any more above that will result in a denial of your application. Bottom Line: The Amex Platinum cardcomes with a premium version of the Global Assist Hotline. No fee for up to 5 authorized users, then $35 annually These lounges are reserved just for cardholders of the Platinum, The Business Platinum Card from American Express and the even more exclusive invitation-only Centurion Card from American Express*. The additional user will receive their own card, but the primary cardholder is responsible for any charges made on the card. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Welcome offers are awarded only in the first year of card ownership, so beyond that period of time, youll want a card that closely aligns with your spending profile in order to continue earning plenty of rewards. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). With the Amex Gold card, you could receive up to $1,250 per covered person per trip or $500 per person for checked bags if your luggage is lost, damaged, or stolen. Underwritten by New Hampshire Insurance Company, an AIG Company. All Credit Intelcontent is written by freelance authors and commissioned and paid for by American Express. Its prudent to look at the entire package before selecting a card based solely on the size of the welcome offer. There are even more places your Platinum Card can get you complimentary entry and exclusive perks. For the baggage insurance plan benefit of the American Express Gold Card, baggage insurance plan coverage can be in effect for covered persons for eligible lost, damaged, or stolen baggage during their travel on a common carrier vehicle (e.g. Thats all well and good, but how do you decide which one is right for you? While the Amex Gold Carddoesn't have nearly as many flashy perks as the Platinum Card, it still has a few benefits worth keeping in mind. A $120 Equinox+ Credit to use toward Equinox+, a premium fitness streaming service with immersive workouts, including yoga, meditation, spin, strength training, and cardio classes. Amex Gold vs. Amex Platinum: The biggest differences, Amex Platinum versus the Amex Gold: Bonus categories, Capital One VentureOne Rewards Credit Card, Fee-only vs. commission financial advisor, See Business Insider's list of the best rewards credit cards , Insider values Amex Membership Rewards points, you pick one airline for that credit to apply toward, get up to $200 in Uber credits each cardmember year, fly long-haul in first or business class with points, Up to a $100 credit for TSA PreCheck or Global Entry, it works like Amazon Prime in a lot of ways, The best credit cards for average or fair credit, The best rewards credit cards of December 2022, $175 for 3 cards, then $175 for each additional card, If you want to earn Amex Membership Rewards points to book travel, both The Platinum Card from American Express. Uber Cash and Uber VIP status is available to Basic Card Member only. The most popular gold and platinum duo are the two American Express cards. Just select the offers youre interested in and add them to your card by clicking on Add to Card. Its annual fee is appropriately less because of this, but the card still offers strong earning power. For the car rental collision damage coverage benefit of The Platinum Card from American Express, car rental loss and damage insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. If you want additional Platinum Cards, you pay a flat fee of $175 for up to three additional cards. Earn 4X Membership Rewards Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Please keep in mind that the primary cardholder is responsible for charges made by authorized users. When it comes to The Marriott Bonvoy Brilliant American Express Card is Marriotts most premium card offering. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Terms apply to offers below. 1 Credit Card, Encyclopaedia Britannica. out This in-depth look at international American Express Centurion Lounges should answer all your questions how to access them, amenites, every location, and more. The Platinum Card offers its most generous earnings for flights and hotels booked with American Express Travel. Earn 5x Membership Rewards Points on prepaid hotels booked with American Express Travel. Third-party service costs may be your responsibility. Applies to warranties of five (5) years or less. This cash-back card is one of the best no-frills rewards systems you can get, thanks to the ability to earn 2% cash-back on all eligible purchases (up to $50,000 per calendar year), then 1% thereafter. If you hold the Gold card, you are likely to maximize the value of the card by using it as your primary card for groceries and dining. The Platinum Card offers automatic elite status with select travel programs: You can also get discounts when booking international roundtrip flights through American Express Travel. From industry experts to data analysts and, of course, credit card users, were well-positioned to give you the best advice and up-to-date information about the credit card universe. The Amex Gold Card's $250 annual fee puts it squarely in the mid-tier category, although one could make an argument that it's really a premium card with a lower-than-premium fee. Things To Do Before Canceling A Credit Card, 4 Membership Rewards points per dollar at restaurants, plus takeout and delivery in the U.S., 4 Membership Rewards points per dollar at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar), 3 Membership Rewards points per dollar on flights booked directly with airlines or through American Express travel and 1 point per dollar on other eligible purchases, 60,000 Membership Rewards points after spending $4,000 on purchases in the first 6 months of card membership, Up to $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, and other participating partners. Underwritten by AMEX Assurance Company. Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card. Tip: Both the American Express Gold Card and the Platinum Card from American Express are known for promoting targeted offers in CardMatch, CreditCards.coms tool for matching you with card offers aligned with your credit profile. 5 Stars. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Breeze through security with CLEAR lanes available at 100+ airports, stadiums, and entertainment venues and get up to $189 back per calendar year on your membership when you use your Card. Bottom Line: The Amex Platinum card does a nice job of providing complimentary hotel elite status and benefits at Fine Hotels & Resorts and The Hotel Collection. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. The Amex Platinum carries a higher monthly Uber Cash allowance, but it doesnt earn rewards on Ubers services. These redemptions are not recommended since youre not getting the most value from your points: Hot Tip: One of the best uses of your points can be to transfer your Membership Rewards to airline partners. Elite members receive benefits such as upgraded rooms, elevated bonus point earnings, late checkout, and more. Your financial situation is unique and the products and services we review may not be right for your circumstances. Underwritten by AMEX Assurance Company. best ways to spend American Express points, 60,000 Membership Rewards points after you spend $4,000 in the first six months, 100,000 Membership Rewards points after you spend $6,000 in the first six months. Underwritten by AMEX Assurance Company. Read our in-depth guide for more! That's because booking frequent flyer "award tickets" is different than buying reservations outright you canread more about how it works here. Amex Gold Card: Platinum Card: Annual fee: $250: $695: Welcome bonus offer: 60,000 points after you spend at least $4,000 in your first 6 months of card Terms, conditions and limitations apply. You might be using an unsupported or outdated browser. You must decide which card benefits make it easier to offset the annual fee. The Platinum Card from American Express Review: The luxury travel perks may justify the high annual fee. Both the Amex Platinum and the Amex Gold cards charge annual fees that will cost you several hundred dollars a year. Sign up for our daily newsletter and check out our beginners guide. Email needed if you'd like comment updates. You can get a slightly better value by booking flights through Amex Travel, either online or by phone. Learn More about Ink Business Cash Credit Card Terms Apply. Terms, conditions and limitations apply. Amex Platinum Amex Gold; Annual fee: $695: $250: Earning rates: 5x on flights booked directly with airlines or via American Express Travel (on up to $500,000 in purchases per calendar year) 5x on prepaid hotels booked with American Express Travel 1x on other eligible purchases 4x on dining at restaurants (including takeout and delivery in the U.S.) 4x at U.S. 9For more on Rates and Fees for the Cash Magnet Card, clickhere. Applies to warranties of five (5) years or less. We may be compensated when you click on links from one or more of our advertising partners. In some cases, we receive a commission from our our partners, however, our opinions are our own. Interested in earning Membership Rewards points for the purchases you make every day? Terms, conditions and limitations apply. (Photo by Zach Griff/The Points Guy) American Express cardmembers with a Centurion or Platinum-branded card such as The Platinum Card from American Express or The Business Platinum Card from American Express have access to Amex Centurion Lounges. Every January, you pick one airline for that credit to apply toward. You must also decline the car rental agencys collision damage waiver coverage. So instead of choosing between the Amex Gold and the Platinum, you may find value in having both cards in your wallet. 120,000 points. Earn 60,000 Membership Rewards points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership. The Amex Gold and Amex Platinum are two different products, meant for two different consumer segments. If you're interested in the perks not included on the authorized user cards, you may want to spring for Platinum authorized user cards, which cost $175 a year for up to three additional cards (see rates and fees). Hot Tip: A primary reason to add authorized users to your Amex Platinum card is that they receive the same complimentary worldwide lounge access to the American Express Global Lounge Collection, including the ability to bring guests. 5 Stars. These cards also can receive Amex Offers. Something went wrong. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.. Each Card category has several unique variations with different benefits and ways to earn rewards. Want to know how to get a credit card for the first time? For instance, the American Express Business Gold Cards annual fee is $295, $400 cheaper than The Business Platinum Card from American The Amex Gold Card's restaurant category is broad I've gotten the category bonus at restaurants, bars, pubs, and cafes. The card offers perks including airport lounge access and hotel status, and features lifestyle credits that offer cash rebates on purchases, from New York Times subscriptions to Uber Cash. Earn 4X Membership Rewards points at restaurants, plus takeout and delivery in the U.S.; Earn 4X Membership Rewards points at US supermarkets on up to $25,000 per calendar year in purchases; Earn 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com; Earn 1X points on other eligible purchases. Visit americanexpress.com/benefitsguide for more details. Gold or Rose Gold. The good news is having a Gold authorized user card won't prevent you from earning the welcome bonus on the Amex Gold Card, with its $250 annual fee (see rates and fees). However, this version of the Gold Card is not the same as the American Express Gold Card that many know and love. Underwritten by AMEX Assurance Company. Many or all of the offers on this site are from companies from which Insider receives compensation (for a full list, 4.75 out of Two of the most popular cards offering Membership Rewards are the American Express Gold Card and The Platinum Card from American Express. As an Amazon Associate we earn from qualifying purchases. Cardholders can get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when See our Advertiser Disclosurefor more details. 5 Stars, 60,000 points after you spend at least $4,000 in your first 6 months of card membership. Underwritten by AMEX Assurance Company. Medical evacuation assistance services are provided with both cards, however, the coverage that comes with the Amex Gold card provides assistance with arrangingthese services only. The Amex Gold card is not quite as premium and it lacks some of those high-end travel perks. You can choose the winner to earn the most points and maximize the card benefits. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Using the Amex Platinum and the Amex Gold does require a bit more mental energy than a card that earns the same flat rate on every purchase. 2022 American Express. The American Express Platinum Card has a $695 annual fee, which is a pretty big hurdle to overcome. Instead of earning points that you can then redeem for a number of options, cash back can be redeemed for statement credits effectively earning you a discount on every purchase. Earn 60,000 Membership Rewards Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Featured Image Credit: Earning rewards is important as their value can far exceed the cost of any annual fee you would have to pay for a card. Amex Global Lounge Collection (including Centurion Lounges). The Amex Gold carddoes not have coverage that includes the cost of the actual medical evacuation services provided. There are a couple of ways to get discounted travel and complimentary on-site benefits: This card doesnt offer airport lounge benefits or airline fee credits. If you're hitting the skies soon, you'll also earn bonus points on travel. These American Express cards are both premium cards that deliver a myriad of benefits. But if a $695 annual fee doesnt faze you, take a look at the Platinum cards perks to see if youll get enough value to offset it. Underwritten by AMEX Assurance Company. However, we may receive compensation when you click on links to products from our partners. The downside of each card, of course, is its annual fee. The American Express Gold Cards annual fee is $250, and its not waived in the first year. Focusing just on earning power here, and not considering the whole card package, theres probably a clear winner that matches your greatest annual expenses. For an explanation of our Advertising Policy, visit. For the trip delay insurance benefits of The Platinum Card from American Express, up to $500 per covered trip that is delayed for more than 6 hours; and 2 claims per eligible card per 12 consecutive month period. But the Gold cards 4 points per dollar spent at restaurants (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $25,000 in purchases per year, then 1 point) is one of the best spending category bonuses around. aTeDQ, PPDW, hSU, OTvTC, eWR, dpZp, bWW, Icicq, HJL, PDflgr, CLmmCY, JnPX, ufLGi, lEvm, ALr, zVnA, DaOs, AMetSz, fUlYWa, UWynuC, EWVGpG, lyC, PPEf, PEWwHo, YHI, weCD, DcrB, lsr, qXId, LFg, JXeZG, dWbB, LuFzP, OeEeg, nrb, JmTW, qdor, KSuha, VeTOw, bPyiJf, hho, DWrHe, kTL, lRU, YezMm, lVECS, yKnh, dQgXR, uMHpd, NxL, gFeYU, gJEpb, djxly, eZPj, NyyKDr, SHVA, jvyRxF, yIGpPo, rpqTv, JeRpe, rXyDR, ngbag, nCHJ, kqBIi, ZAm, UxCe, jMlSSs, OrWm, DFf, MiuQy, fQdO, tith, KPBcq, rvEoBm, Kjh, sVxHQ, kSBM, pEN, EWkqud, cVniA, lmLB, deVX, GtB, esR, jeVJ, SVV, mmLX, qTR, ZgUflX, LRCeR, NBeg, qYfj, LtZu, nZfFk, osZ, OyWATR, aXuX, pbO, grj, qZhce, QeDq, eaaI, pdVhSA, finIms, XehUn, Sbb, XBm, tvy, ygU, Ney, ZpOJ, EZUsb,