If you withdraw money on a Friday, over the weekend, the day before or on a bank holiday your money will reach your account the next working day. You'll have the money in your account in minutes. You can also explore several loan offerings with flexible repayments and same-day monies. For security purposes, you will need to enter the pin number you chose for the card. I dont have facts but I would say 1k in 20s or 500 in 10s is the most youd be able to get out at a time, if the ATM provider doesnt have lower limits. 3 Likes Adding and withdrawing money from Pots You can add and withdraw money from Pots in the Monzo app Adding money to a Pot Tap the Home icon in the menu bar, then scroll to your Pot Tap Add, then decide how much money to deposit (tap the figure itself to choose a custom amount) Tap Add to Pot and we'll move the money instantly The first thing you need to do is to insert your card into an ATM. Do Monzo hold the money in my Savings Pot? Im asking this in regards to times that apple pay doesnt work /no card on you? Our Financial Services Register number is 730427. Weve built systems that check if you can borrow money from us, and how much we can responsibly lend you. What is this cash you old people speak of? Besides the mentioned functionality, Monzo provides a lot of tiny but pleasant customizations features, such as Monzo icon options, adding images to Pots, etc. About this app. You can get good discounts when paying by cash. REST EASY: Money in your Monzo account is protected by FDIC, so you're insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you. When you go to withdraw PayPal payments, you can do so through a standard transfer or an instant transfer. I plan on making a 250 deposit into Luno and owning some bitcoin and then using Exodus and Mirror Trading International to gain interest, and then at some point cashing it out back into my Monzo. Alternatively I can make this deposit into my Revolut account and then make the further deposit from my revolut account into Luno. TBH anyone requiring cash for that amount would set my alarm bells ringing. We want you to feel in control of your loan the whole way through. I know Santander have contactless ATMs, but I think they only work with Santander debit cards. Monzo loan requirement. The only time Monzo will charge you a fee is if you have an overdraft, withdraw cash abroad over its monthly limit, or transfer money abroad. I tried to withdraw the cash, I was asked to enter withdrawal password which I have to contact customer service for. My mate received his today - I signed up months ago - so nothing for me this time! 1 Like Information about our Personal Current Account Services. The checks are only in place for Money laundering etc. Confirm your identity by recording a selfie video - this is compared to your ID Step 4. They have my aadhar card. Having said that I look forward to a future without cash at all, but in the meantime Id rather not have to carry my card if I might need cash, Cashless will happen it is just how fast in my opinion. If you need ALOT more (buying a car with cash etc.) As long as you have a genuine case there isnt really any reason Monzo should decline. Thank God in recent years everyone has accepted a bank payment. For PayPoint, the limit is 249 per transaction/500 per day/1,300 per week. Aug 24, 2021 1.7K Dislike Share Save Mosh Money 5.4K subscribers This video I go through a step by step guide on how to withdraw money from Binance to your UK bank account after it was banned. Existing customers can get help via the app. Its sometimes helpful to have another bank account as a backup which you can transfer some funds to until your new card arrives etc. Adding and withdrawing money from hidden Pots, Information about our Personal Current Account Services. Check the accuracy of the information you've given Make sure you have money in your account after you've been cleared. Check your Tide app as unless you have notifications set you wont spot it! I still have my Natwest account and I used the emergency cash withdrawal service with them before, but that as when I had lost my card. I clicked and download the Monzo app, I filled the form and requested for a loan 25th of August 2022. See your remaining balance at glance, alongside your pots. Monzo account and features The payment is 31*daily pocket money, food shopping, monthly car running costs, and some cash savings. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. If you have a Premium account, your monthly allowance is 1,000, and any cash top-ups over this amount will be charged at 3.5%. We want to fix problems across the industry, like the general lack of transparency, confusing terms and pricing, and business models seemingly designed to catch customers out. Nowadays with Know Your Customer etc, I would expect a big cash purchase to flag up on any businesss risk list and for them to decline. TS Anil, CEO of Monzo, was speaking at the FT banking summit. Existing customers can get help via the app. It was one of the first app-based banks to be approved for the UK market. Thatd be cool. I guess, like anyone who is not a NatWest/RBS customer, I just wouldnt buy it. I dont think Ive ever been in that situation. Or just open your app, head to your Account, and tap Loans and overdrafts., If youve taken a loan with us, or are thinking about getting one in future, wed love to hear your thoughts and feedback over on the community forum., Existing customers can get help via the app. A standard transfer is free and can take between 1 and 3 business days. 09446231). Ive asked Monzo and you can request the daily amount to be increased for a one off, but I assume that request could be declined. The fact that Monzo doesnt have branches how would you withdrawn 7000 cash? The loan is only available to Nigerian citizens or those who are legal Nigerian residents. Most notably, Buckinghamshire Building Society is offering the best buy easy-access rate of 2.9 per cent on balances up to 500,000. By law, we have to show you the representative rate as that's what we'd reasonably expect to offer at least 51% of people. Monzo also charges consumers interest if they take out . In 2019 we started gradually been offering loans to more and more of our customers. Sell your cryptocurrency. To withdraw money from PayPal, you'll have to log in to your account and link a debit card or bank account. Lessons learned, Powered by Discourse, best viewed with JavaScript enabled, Current account limits insufficient for extraordinary purchases, https://www.gov.uk/guidance/money-laundering-regulations-your-responsibilities#customer-due-diligence-requirements, Being able to prove due diligence was done as per money laundering regulations ( see, Cash handling fees from banks (Natwest charges 0.70p per 100), No/less need for due diligence as its all handled in the banking system, Cost of a debit card transaction is normally around 20p no matter how big the amount, Low change of fraud (especially with chip and pin). We have a few notes you need to know: From 31 October 2020, those who use Monzo to withdraw more than 250 over a 30-day period in the UK or European Economic Area (EEA) will be charged a fee of 3%. You can use your Monzo card in restaurants, malls, shops, hotels, and taxis. Heres what to expect if you borrow from us:, We wont penalise you to make extra repayments, or pay off your loan early, anytime, Set and change your repayment date to suit your schedule, Paying off your loan feels pretty good, so we celebrate when you do. Collect your cash if you have enabled your preset withdrawal settings. You must have a valid monthly . I tried it last week with my Monzo card and the funds appeared within seconds. The age range is between 20 and 60 years old. Monzo sets a 1,000 limit on overdrafts, charged at a rate of 19%, 29%, or 39% EAR. You need to have at least 10 in an Easy Access and ISA Savings Pots to keep them open Fixed Savings Pots I wonder if well Apple Pay/Google Pay (contactless) Cash withdrawals in the U.K. anytime soon. If you go in the late morning the average one will have about 0.1million waiting to be dispensed so in theory you could withdraw your large amount. It was established by Congress in the Federal Employees' Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans. Those who withdraw more than 200 elsewhere in the world over 30 days are already charged 3% (except those who have Monzo Plus, who have a higher 400 limit before they're charged). Loan from Monzo app Text of Complaint by Meenakshi Kashyap: I had applied for a loan on 18 sep 2022 on monzo app. I would have to get someone to confirm but I would assume this is the same for a replacment card? You will also see the network fees for this transaction. Split money into interest-earning "savings pots". 09446231). Not likely anyway. I found it scary enough withdrawing 1500 in two 750 withdrawals with my RBS card, No way I would take out 7000! There are also caps on how much you can deposit - between 5 and 250 per transaction/500 per day/1,300 per week at the Post Office. What have people done in situations that apple pay doesnt work then? Monzo Loan app download is an online lending company that is new in the game of granting personal loan to Nigeria without document. What have people done in situations that apple pay doesnt work then? Select the "My Cash" or "$" tab. In practise though, that little slot is not going to be able to dispense 7000 in one pop. I bought a car off eBay in cash years ago and have to say I wouldnt do it again. Id recommend you keep your Natwest account open - you can then still use any RBS machine for emergency cash. Please try and do this as far in advance as possible though, and at least one working day before youd like to make your withdrawal. Get in touch with COps via the in-app chat and your withdrawal limits can be temporarily increased once a few additional security checks are done Please try and do this as far in advance as possible though, and at least one working day before you'd like to make your withdrawal. You can simply down it on Google play store. Monzo Bank Limited is a company registered in England and Wales (No. Our Financial Services Register number is 730427. Tap the "Cash Out" button located on the screen under your total Cash App amount. The fact that it turned out to be an absolute shambles of a car and the engine packed in within 6 months is another story. One thing Monzo you can do when you first order your card is that it lets you automatically set it up with Android pay / apple pay. The entire process should not exceed 10 minutes. Monzo Bank Limited is a company registered in England and Wales (No. I would have to get someone to confirm but I would assume this is the same for a replacment card? Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Preset Withdrawal Settings Your Monzo account is instant spending notifications, stress-free traveling, easy budgeting and support from real people, whenever you need it. Coinbase says this takes a few business days after it's received your deposit, and your account needs to be verified before you can withdraw money. If I were at work and forgot my wallet Id either not have lunch or ask a colleague to spot me the 3 or less for a sandwich. Monzo - Online Banking A stripped-back version of your Monzo account in case you can't get into the app. It helps you record expenses, set financial targets, and track progress. Surely the ATM will say Nope, I cant really dispense that many at one time? Wait for your account to be verified. You can add and withdraw money from Pots in the Monzo app , Existing customers can get help via the app. "We will be profitable in the next financial year," TS Anil said at the summit on Thursday, though Monzo reported pre-tax losses of 119mn for the 12 months to the end of February 2022 in the financial results it declared in July. The Monzo Bank Personal Loan charges 8.9% APR representative on loans between 10,000 and 25,000. Information about our Personal Current Account Services. Some others are fond of threatening and blackmailing customers at every given opportunity, insulting and using derogatory language on them. 5 Best Alternatives For Monzo Bank App 1 Like anon44204028 24 December 2017 22:05 #9 For loans up to 10,000 it's 24.5%. But as a result of the American Rescue Plan Act, any transactions made after March 11, 2021 that exceed $600 must be reported to the IRS, regardless of how many of those transactions you've had . If you managed to get Monzo to increase your limit to 7k youd probably have to make at least 7 transactions to get the money out. Monzo Bank Limited is a company registered in England and Wales (No. Thank you both - that makes sense. If you select the wrong network, you will lose your funds. The money's held with the provider you signed up with, which means it takes a day to move the money back into your account. Id also do this or order online via JustEat or something. Overview of features. We took our time to make sure we get it right. You can also "round up spare change" into a pot. Weve designed our loans so that checking your balance, making extra repayments, and paying off your loan in full is as intuitive as the rest of Monzo. I use Salary sorter on that payment to get them into the right pots. /no card. In reality, who would be comfortable standing at an ATM and waiting for 7k in cold hard cash to be churned out, and not attract attention from over-lookers!! Enter personal details such as full name, home address, contact information and valid ID Step 3. If you don't have Monzo Plus: 3% fee after 200 withdrawn every 30 days. Id definitely make sure I was doing it at least inside a bank ATM located inside the bank, not outside on the street. When you withdraw money from your Savings Pot you'll get an upcoming payment notification at the top of your transaction list - if you tap this, it will show you the date and time when the money will reach your Monzo account. The Monzo loan app is very easy to use and very compatible for very android phones. You can withdraw cash from the ATMs that cater to Mastercard. 5. This was in the days before Apple/Google Pay. Ive been looking at the help option on the app but I cant seem to find anything. Step 3. Payments abroad are also free, except for the exchange rate, with no extra fees. If it's taking longer than expected, ring Coinbase's customer support line on +1 (888) 908-7930. Step 2. I have my card details stored in my password manager or I could also use PayPal. Kroo promises that two trees will be planted for every current account opened. Then, I use an IFTTT command (although I believe that the app can just do this now) to move pocket money every morning from the Pocket Money pot into the main pot. Heres how were trying to do things differently. then you make a request in branch and the cash is normally ready for you in a couple of days. You could probably visit multiple ATMs (or those Barclays ones in London that give out 50 notes). 09446231). But there is one major catch - it only allows one withdrawal . Not sure if that would seem a bit like misusing services tho! With mixed reviews, the Monzo Loan app download has been downloaded over 10k times on Google Play Store. I think Monzo can raise your daily limit temporarily on 24 hours notice. Start your transaction; or 3b. If you haven't received then check the following: Have you deposited 1. I dont think the ATMs themselves have a set limit, they just have the amount of cash they have. Currently up to 200, after that it's a 3% charge. Monzo offers the loan with repayment terms between 2 and 5 years and applicants can apply to borrow from 200 to 25,000. Get on top of your spending with instant notifications every time you pay for something, with a balance that updates immediately, not . 09446231). If youre buying something second hand from someone I dont know why they insist on cash unless they are up to no good. Ive recently realised that Monzo has a 400 per day limit for ATM Cash withdrawals. Free cash withdrawals abroad. As we are withdrawing BNB, we can choose either BEP2 (BNB Beacon Chain) or BEP20 (BNB Smart Chain (BSC)). And you can indirectly 'pay' bills (D/D's, scheduled payments & Standing orders) from a designated pot - a Bills pot - but you can't pay anything else directly from a pot. I remember as the very big and tough guy gleefully grabbed my wad of cash and passed it to his friend (who couldve played an inbred in Wrong Turn) to count it - my heart sank as I realised Id be completely helpless if the friend disappeared and seller said said so when are you gonna give me the money?. About Monzo loan app Posted on November 8, 2022 They used to make fraud in the name of monzo loan, They provide loan upto 3lakh with low interest rates, I have applied for 100,000rupees loan, They have credited 1lakh in monzo wallet, To get amount withdrawal I have to pay 5of the loan amount before, after that I will get 1.05lakh in my bank [] If the ATM is in a busy location its more likely to have more cash in it. If you have Monzo Plus: 3% after . Another indirect route is to use a Virtual Card (Plus/Premium) linked to a pot. Key in your ATM PIN 3a. Follow these steps to get money off of Cash App without a linked card or bank account: Launch the "Cash App" app on your device. Monzo makes money by offering personal and business premium subscriptions with added features and functionality. I think the reason behind the daily cash withdrawal limits are to reduce the impact of fraud, so maybe Monzo could have a feature to raise the limits after being given notice in the app? You can't add or withdraw money from a Fixed Term Savings Pot. You can pay a Monzo Premium monthly charge or a Monzo loan from a pot under a Personal account. Sat 7 Jul 2018 02.00 EDT. 15) History of purchases. The last time I tried to withdraw a stupid amount of money from an ATM (I was curious as to what the ATM limit was), I think it said something like 2,500 using 10 and 20 notes. It doesn't really provide the functionality that one might expect of a modern bank. Sure Ive read that branch style facilities might be introduced in future via post office branches, so maybe a large withdrawal will be able to arranged that way in the future? The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. A bit unsure of many times in life anyone would pref a huge amount in cash rather than debit or bank transfer. Select the network. Instant spending notifications. Monzo being a digital bank generates money from several streams which include subscription fees, interests, consumer and business loans, and partnerships. Ive only used it once back when I had a single current account and no credit cards, but its handy to know its there if I were to lose my wallet. They are asking to deposit 5% of the loan amount which i dont have. If you want to have a look around, or check if youre eligible, tap the button below on your phone. I mean I can see it happening, but never in a rea emergency for me. Anil's statement also marks a sea change from . Read: Square Business Model - Square Makes Money To better understand its revenue streams (business segments), let us have a look at the features it offers to its customers. For loans up to 10,000 its 24.5%. A brand new app-based bank account . There are steps on how you can withdraw money from your ATM. The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Install and download your Monzo loan application via Google Play Store. Please make sure that the network matches the address entered to avoid withdrawal losses. Emergency Cash came in handy then, but I cant think of any situations where Id need it now. 1 Like Andy1 (Andy Little) 24 December 2017 22:03 #8 Sometimes tradesmen offer you a discount if you pay in cash. 13) Loans. All in one app Choose your repayment date and change it if you need to. Monzo offers unsecured loans, which means you don't need to use . I was wondering this too. If you went in the morning after it had been stocked up you could probably take 10K out, especailly ones within a branch. With the latter I could transfer it someone and have them give me the money or buy me lunch. Yep agreed, so Monzo will prob approve the increase the daily amountbut would an ATM be able to spit of 7,000 > 10,000 in cash? Powered by Discourse, best viewed with JavaScript enabled. I believe Santander now has this as I had an email from them saying I could do it, I think it specifically said android pay so maybe not on apple yet, edit-had a look for it but think I deleted it as dont withdraw cash very often anymore, Dropbox - Screenshot 2019-01-16 15.39.28.png - Simplify your life. It is free to use your card in-store and online and withdraw cash from an ATM in the UK. Beyond this, Monzo doesn't charge extra overdraft fees. Blockchain.com Tutorial: How to Sell Bitcoin & Withdraw from Blockchain Every Bit Helps 145K subscribers Subscribe 2.9K Share 197K views 2 years ago In this video, I show you how to sell your. I think it has started rolling out across the US. I guess you wouldnt know, I read somewhere a long time ago that most can store up to 100,000 but they are rarely full. We did a bunch of user testing and research to understand the most painful things about borrowing money., And weve used that feedback to continuously improve the experience of borrowing with us, so getting a loan could actually help people to solve a problem or reach a goal., If youre eligible, you can now borrow up to 25,000 from Monzo for up to 60 months . These fake loan apps according to QUICK LOAN ARENA are either demanding for illegal security down payment from their potential customers or asking them to pay processing fees for loans. Now I understand that most banks have a limit on cash ATMs per day, but the fact they have Branches means you can walk in and ask for more. You need to have at least 10 in an Easy Access and ISA Savings Pots to keep them open . Monzo Bank Limited is a company registered in England and Wales (No. Highest ever cash purchase Ive made in my life was 1.5k for a new computer back in the early 00s : and just carrying that amount of my own money around was worrying (Ive banked hundreds of thousands for employers over the years - but if Im robbed between their store and the bank, at least they are insured!). By law, we have to show you the representative rate as that's what we'd reasonably expect to offer at least 51% of people. And if your circumstances change, or things dont go to plan, you can chat with us anytime. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Get direct debits or standing orders paid out of a "bills pot". It was established by Congress in the Federal Employees' Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans. I would have to get someone to confirm but I would assume this is the same for a replacment card? When you withdraw money from your Savings Pot you'll get an upcoming payment notification at the top of your transaction list - if you tap this, it will show you the date and time when the money will reach your Monzo account. Fairer - no fees Make your repayments early or pay extra whenever you want, with no fees. When i contacted customer care..they are asking either to submit 5% to avail loan amount or 10% for cancellation of applicaion. Our Financial Services Register number is 730427. Enter the amount to be . Im happy to bank transfer but I wouldnt do cash. See what you're spending in real time. Normally banks that offer that do so through their own machines afaik, @Rat_au_van is right The RBS group own a lot of ATMs so they have free roam on integrations, other banks dont have this privilege, Unless Monzo released hot coral cash machines theres likely no way for them to achieve this, Heres some other discussion on the topic. Tide have just paid the 75 payments to all those who signed up in the last few weeks. Ive had my Monzo account for a while now but have only just started using it properly the last couple of weeks. We'll do this before 5pm the next working day. 1 Like anon70107404 29 November 2020 21:05 #3 That basically gives you the balance, recent transactions and the ability to freeze the card. The UK's fastest-growing bank is coming to the US! You can withdraw money from your Easy Access or ISA Savings Pot at any time. The rate depends on your credit score, which you can review in the Monzo app. 14) Set up overdraft limits and get charged accordingly up to 15.50 per month if overdrawn. 2% in-credit interest on balances up to 85k is arguably better than other banks. Just as I said earlier, you can either withdraw cash, deposit a check or cash, transfer money, or view your balance with your debit card. Now, in an extraordinarily candid move for a . Well make sure you can withdraw what you need, even if it means you need to visit another ATM. Cash withdrawals outside the EEA. The Monzo app is simple to start up, offers free international money transfers, end-to-end security, competitive interest rates on savings accounts, and offers loans of up to 25,000, but it has disadvantages. This has only ever happened to me a few times beforebut I was interested to see if theres help in place in this sort of situation. But we'll always tell you the exact rate you'll pay, and what that means in pounds, before you apply for a loan with us. I had the situation a few years ago when I was at college, needed to buy some lunch but had left my wallet at home. Paypal are actually able to do an instant withdrawal to a debit card without the need for account number & sort code. This can be done on its website or through the PayPal app. How to perform a Contactless Cash Withdrawal at the ATM 1. D igital bank Monzo is one of the fastest-growing new banks in Britain, opening 750,000 accounts over the past two years. Give some details about yourself including your current employer number, ID card or BVN number , etc. Tap your device on the contactless symbol, and select your card with ATM access 2. Also if it was approved, can you withdraw 7000 from ATMs? This was discussed here; If its a one off purchase, could you personally justify transferring the value to a legacy bank account to use the branch facilities? If you're eligible, you can now borrow up to 25,000 from Monzo for up to 60 months Our representative APR is 10.3% for loans more than 10,000, up to 25,000. Our Financial Services Register number is 730427. Monzo can provide up to a 15000 loan. SP 's elderly father, who suffers from Parkinson's, lost 3,900 when he received an automated cold call informing him he was due a 39 refund because he had been incorrectly charged for . Download the Monzo app and follow the on-screen instructions to Sign Up Step 2. You'll notice a "$" choice in the center of the screen. Monzo loan rates at a glance. (A hot coral cash machine would be a great idea though! ) So far as I know these are the only banks offering it, and people survive! Unfortunately it doesnt work for replacement cards, Ah that is a shame - may be worth Monzo looking into this then. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We have a dedicated team here to support you and make sure you get the help you need.. Having a bit of inside info I can say that a Barclays ATM should have well over 10k in it. Get in touch with COps via the in-app chat and your withdrawal limits can be temporarily increased once a few additional security checks are done. Ah, hopefully if/when we do start to see this it wont just be restricted to the customers of the bank that owns the ATM. /no card. Does Monzo have an emergency cash withdrawal set up? No. So it might be possible to spend through the app (though that doesnt help with cash withdrawal), Though Satander have aparently released something that means you can tap your phone on their ATMs to like you can with a contactless card but havent tried this out and obviously doesnt work through Monzo (yet). Monzo loan app review. One thing Monzo you can do when you first order your card is that it lets you automatically set it up with Android pay / apple pay. So before you apply, youll get a personalised interest rate and see what that means in pounds, without leaving a mark on your credit file., (If youre interested, heres our big guide to interest).. Even if you go to a bank branch and request to withdraw a large amount they sometimes require advance notice or you to explain why. It uses a loan program to gather information about potential customers, including phone records, banking Download Monzo Loan App Apk For Free Read More Our representative APR is 10.3% for loans more than 10,000, up to 25,000. This does of course assume the ATM is holding the amount you need, but if for any reason you cant withdraw the full amount, just let us know as soon as you can. It also takes a percentage of transactional interchange fees and charges interest on any bank overdraft. Bills pots. Fortunately they didnt do that and I got my car. This just makes sure theres plenty of time for your limits to be increased. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. With Monzo, you can pay your expenses in Dubai. I agree with what everyone is saying and yes all places accept cards, but cash is still king and always will be. 3% fee if more than 250 withdrawn every 30 days. Behind the scenes, we match our data with that from credit agencies to see if we can offer you a loan. Monzo offers a smooth transaction to its users. So it might be possible to spend through the app (though that doesn't help with cash withdrawal) Explore our loans Quick and simple There's no waiting around. If you don't have a Monzo account yet, you should consider getting one. They used to make fraud in the name of monzo loan, They provide loan upto 3lakh with low interest rates, I have applied for 100,000rupees loan, They have credited 1lakh in monzo wallet, To get amount withdrawal I have to pay 5of the loan amount before, after that I will get 1.05lakh in my bank like that they are saying, Now I confirmed that it .
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