An annuity is a contract with an insurance company that is specifically designed for retirement purposes. Earn rewards on your bank account balance, credit card purchases, travel and mortgage with this loyalty program. Some common annuity types include: No. Annuities are not bank deposits and guarantees under an annuity contract are backed only by the issuing insurance company. There is no additional insurance guarantee on the value or payout of an annuity. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Bank of America offers its customers products and services in consumer banking, corporate banking, insurance, investment banking, mortgage loans, private banking, private equity, wealth management, credit cards. What are the product offered by bank? Investment, insurance and annuity products: Then we can provide you with relevant answers. Since notaries are not available in every location, you need to call your nearest branch to inquire whether they have a notary on site. Advertiser Disclosure. Investing for Downside Protection with Annuities Fact Sheet. The Offers are being made on the terms and subject to the conditions set forth in BofA Securities Offer to Purchase, dated November 10, 2022 (as may be amended or supplemented from time to time, the Offer to Purchase) and the accompanying Letter of Transmittal (together with the Offer to Purchase, the Offer Documents). Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp.). The Bank of America Preferred Rewards program offers real benefits and rewards on your everyday banking and investing. My parents opened an account for me when I was in middle school, and Ive stuck with it ever since. How long does it take to send money with Bank of America? There are contract limitations, fees and charges associated with annuities which include, but are not limited to mortality and expense risk charges, sales and surrender charges, administrative fees, charges for any optional benefits, and charges for the underlying investment options in variable annuities. With 4500+ retail touch points, 16000+ ATMs and technologically advanced & seamless online banking platform Bank of America is emerging as a global leader in the financial market. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. Earn an impressive APY on your entire balance. The price includes shampoo, conditioner, and blow-dry. Purchase protection perks 9. Explore our products and services. Daily drivers. King & Co, Inc. at (800) 713-9960 or by email at bofa@dfking.com. Any questions concerning the terms of the Offers should be directed to BofA Securities at (980) 683-3215, or toll-free at (888) 292-0070, or by email at debt_advisory@bofa.com. You may also contact your broker, dealer, commercial bank, trust company or other nominee for assistance concerning the Offers. A central business district (CBD) is the commercial and business centre of a city.It contains commercial space and offices, and in larger cities will often be described as a financial district.Geographically, it often coincides with the "city centre" or "downtown".However, these concepts are not necessarily synonymous: many cities have a central business district located away from its . The $100-million project will provide a 56-story residential tower and a 45-story residential tower. The bank has over 2,600 staff, 47 full service branches, 6 International Banking & Private Wealth Management offices. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. But what distinguishes Bank of America in this regard is that it has more noninterest-bearing deposits than any other bank in the United States. Available to residents in NC, SC, TN, AZ, CA, CO, FL, GA, KS, MD, MO, NM, OK, OR, TX, VA, WA, WV, and WI. These cookies ensure basic functionalities and security features of the website, anonymously. Whether youre defining goals, addressing change or figuring out how to move forward, Merrill and Bank of America offer a widge range of solutions to help you take the next step to stay on track. A Big Four savings account designed for kids under age 18. *This communication provides information about certain Bank of America benefits. At Bank of America, we offer a broad range of products and services to make your financial life better. Bank of America Premium Rewards credit card The Bank of America Premium Rewards card starts you off with 50,000 points worth $500 when you spend $3,000 on your card within 90 days of. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. The guaranteed minimum cap rate/maximum spread rate are established when the annuity is purchased and disclosed in the annuity contract. Can update your investment options to rebalance or change your asset allocation strategy while continuing to defer taxes on growth. She studied writing at Savannah College of Art and Design and has been featured on the Zoe Report. A minimum credit score of 620 is required. 1. book your reservation. 2 What is Bank of America products and services? Bank of America is one of the worlds leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 68 million consumer and small business clients with approximately 3,900 retail financial centers, approximately 16,000 ATMs and award-winning digital banking with approximately 56 million verified digital users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Provide limited downside protection primarily through the use of buffers or floors. As a prospective customer you can expect the bank to offer standard products such as checking accounts, Credit and Debit Cards, online and mobile banking and savings accounts. PIN Debit, EBT and closed loop gift cards transactions are not supported. Different types of banks provide services to different types of people and organizations, but generally banks are involved in securely holding money, processing financial transactions and issuing loans. If you have maximized your contributions to retirement plans such as IRAs or 401(k)s, annuities may provide an additional way to increase tax-deferred savings for retirement. Annuities can also provide married couples with an important income stream that will continue after one spouse has passed away. Trust, fiduciary and investment management services, including assets managed by the Specialty Asset Management team, are provided by Bank of America, N.A., Member FDIC and wholly owned subsidiary of Bank of America Corporation (BofA Corp.), and its agents. Compare Personal Loans. Whether you are still saving for retirement or shifting your focus from building wealth to generating retirement income, its important to think about how much your chosen retirement lifestyle will cost and ultimately how you will fund that lifestyle. Annuities typically offer (1) tax-deferred treatment of earnings; (2) a death benefit; and (3) annuity payout options that can provide guaranteed income for life. The cookies is used to store the user consent for the cookies in the category "Necessary". Contactless payments are not supported for China UnionPay and JCB. U.S. Bank offers 24/7 customer service and a student checking account, though Bank of America has higher interest rates. Use smartphone-based U-Scan technology to manage rentals and inventory . Note that market prices for the Listed Depositary Shares include accrued but unpaid dividends. Pursuant to the terms of the Offers, the Total Consideration payable for the Depositary Shares (other than Post-Dividend Depositary Shares) is expressed as the sum of the Offer Price set forth in the table above for such Depositary Shares plus Accrued Dividends. We may also receive compensation if you click on certain links posted on our site. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp.). The Bank of America offers reverse mortgage to the senior citizens so that they can enjoy their life after retirement. The settlement date for each Offer will be promptly after the Expiration Date for such offer (the Settlement Date). FAQs. Advancing of Loans. Annuities allow you to accumulate assets that can grow in a tax-deferred manner, potentially helping you accumulate more assets to fund your retirement lifestyle. Bank of America is one of the worlds leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. An interest-bearing checking account with a suite of other features. Products and Services Products and Services See the range and depth of what we offer to support your investing and insurance needs. Your investment may be worth more or less than its original cost. FDIC insured up to $250,000. 1 What type of services does Bank of America offer? Your home equity line of credit made easy Start online Submit your secure application online - there's no fee and no obligation, and it only takes about 15 minutes. Before purchasing any annuity, you should discuss with your Merrill Advisor the annuitys costs, risks and how any crediting strategies and benefits are calculated. There is a 3% balance transfer fee (min $10). Latest Perspectives on the makets and global economy. Some apple map features in Ukraine in order to protect civilians, Amazon web . Lee McEntire, Bank of America These are: Advantage SafeBalance Checking Account Combined with other predictable income streams, like Social Security and pension income, an annuity can help give you the confidence that you will be able to meet your essential day-to-day expenses throughout your retirement. Same day access to funding is subject to credit approval. Before acting on any information in this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. A basic checking account with access to a bank-wide rewards program, checks and more. This account earns 3.91% APY on any dollar amount in your account, plus no monthly fee. Bank of America Merchant Services advertises two different processing rates depending on how you accept payments. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners. The company serves clients through operations across the United States, its territories and approximately 35 countries. Lifetime income benefits, available for an additional cost, provide somewhat lower income than income annuities, but you will retain some liquidity. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. The world's renowned financial institution Bank of America has a full range of financial products/ services from asset management to investing & banking, to address the growing and changing needs of the customers. She manages Finder's newsletter, which is about all things personal finance, with a sparkling eye toward cryptocurrency and the exciting world of DeFi. FDIC insured up to $250,000 through Cross River Bank. Manage operations seamlessly with tools to reward customers and protect their payment data. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Any opinions expressed herein are given in good faith, are subject to change without notice, and are only correct as of the stated date of their issue. As of 2022, JPMorgan Chase is the largest bank in the United States, the world's largest bank by market capitalization, and the fifth largest bank in the world in terms of total assets, with total assets of US$3.774 trillion. A careful evaluation of your retirement income sources and projected expenses can help you determine if an annuity might be appropriate. You should consult your legal and/or tax advisors before making any financial decisions. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Valid only on Visa, Mastercard, Discover and American Express transactions and PIN debit transactions including EBT. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Such changes could adversely affect your return. The Bank of America Premium Rewards credit card offers an extended warranty that doubles the manufacturer's warranty, up to one extra year. Ill still keep my Bank of America checking account open, but my savings will be better off somewhere that can earn me more interest. Lifetime income benefits, available for an additional cost, provide somewhat lower income than income annuities, but you will retain some liquidity. Bank of America Advantage SafeBalance Banking, Bank of America Advantage Relationship Banking, Bank of America Keep the Change Savings Program, American Express High Yield Savings Account, Patriot Bank High-Yield Money Market Deposit Account, CIT Bank Savings Builder High Yield Savings Account, How to avoid Bank of America account fees, Bank of America Minor Savings Account review, Bank of America Advantage Plus Banking review, Bank of America Keep the Change Savings Program review, Bank of America Advantage Savings account review, Bank of America Advantage Relationship Banking review. As noted in the table above, Accrued Dividends will not be included as part of the Total Consideration payable for any Post-Dividend Depositary Shares purchased in the Offers, and the Total Consideration payable for any such Depositary Shares will consist only of the applicable Offer Price. Travel benefits you might actually use 8. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Analyst Coverage. Bank of America offers services such as checking and savings accounts, loans and mortgages, and credit card accounts, as of 2015. This allows us to help you align your income sources and retirement savings to each goal. The monthly fee for the software plan you select plus applicable sales tax will be deducted from your Small Business checking account by Bank of America at the end of each monthly billing cycle. You can click the "Return to Merrill; button now to return to the previous page, or you can close the new window after you leave. You can open this account within either a traditional IRA or a Roth IRA. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. Holders must make their own decisions as to whether to tender their Depositary Shares, and, if so, the Liquidation Preference of their Depositary Shares to tender. Certain links may direct you away from Bank of America to an unaffiliated site. Annuities are designed to deliver a predictable income stream that you can use to help cover your essential living expenses. Withdrawals of earnings are subject to ordinary income tax rates and a 10% additional federal tax may apply to withdrawals before you reach age 59. Annuities may help protect you from down markets with full or partial guarantees on your principal, backed by the issuing insurance company. Funding the retirement you envision takes planning. Banking products and services are provided by Bank of America, N.A. Barclays Online Savings account offers key features that can help you save, including a high-interest rate, no monthly fees, and no minimum deposit. All annuity contract and rider guarantees, or annuity payout rates, are backed by the claims-paying ability of the issuing insurance company. This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. You should consult with a tax advisor before making tax related investment decisions. Feature a variety of timeframes, so you can select the guarantee period that is right for you. The Offers are being made solely pursuant to the Offer Documents. Bank of America does not notarize: Documents with blank spaces someone can later use to commit fraud. One of the most successful examples of this essential service in action was the Back to Sleep campaign. Offer customers more ways to pay and access funds as soon as the same business day2. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Unlike other types of annuities, there is no savings component or liquidity. The facility features three basements and five podiums across a 4.5-acre site with a total . 4. process your bookings and refunds. Phone: 1.980.388.6780 But if youre looking for simplistic, fee-free accounts and high interest earnings, you may want to compare other banks. They are not backed by Merrill or its affiliates, nor does Merrill or its affiliates make any representations or guarantees regarding the claims-paying ability of the issuing insurance company. The cookie is used to store the user consent for the cookies in the category "Performance". Fixed Indexed Annuities with Income Benefits, Variable Annuities with Optional Income Benefits. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated, and Merrill Lynch Professional Clearing Corp., all of which are registered broker-dealers and Members ofSIPC, and, in other jurisdictions, by locally registered entities. Bank of America usually has a transfer fee of 3% of the balance you're transferring (or $10 minimum). Gains accumulate in a tax-deferred manner and are tied to the index with a cap, so growth may be less than the actual market gains. This free online savings account earns a competitive rate at 3.50% APY when you keep at least $1,000 in your account. Choose from accounts that keep you from overdrafting your account or go with an interest-bearing option, whichever suits you best. Don't Miss: Bofa Home Loan Navigator Most of the complaints are about muddled customer service experiences or unexpected fees, likewise on the CFPB more info button complaint database. Go beyond payments with tools to help you manage and grow your business. If you opt out, though, you may still receive generic advertising. Welcome to CIBC FirstCaribbean. william.halldin@bofa.com, Christopher P. Feeney, Bank of America Banking products and services are provided by Bank of America, N.A. Grow your savings automatically with recurring transfers, round-ups on debit card purchases and 2.00% APY. Amy Stoltenberg is a staff writer at Finder. jonathan.blum@bofa.com, Bill Halldin, Bank of America They include top management professionals with high net worth who run fast-growing companies and make major purchasing decisions, personally and for their . Or you may like using TD Bank because it keeps fees to a minimum and offers 24/7 customer support. Third Coast Bank High Yield Savings account. When you purchase an annuity, you make a payment to an insurance company, that, in turn, agrees to pay out an income stream or a lump-sum amount at a future date. Be a part of our exciting growth by expressing an interest in the Retail . However, as I become more well-versed with finance and start looking into accounts that can help build my savings, Bank of Americas low interest rates are starting to get in the way of my goals. A savings account with a higher-than-average rate and minimal fees. Youll also have banking access all across the US if you move or travel. 3. deal with your enquiries and requests. None of BofA Securities, Bank of America, their respective Boards of Directors, the Tender Agent or the Information Agent makes any recommendation as to whether you should tender your Depositary Shares in the Offers and no one has been authorized by any of them to make such a recommendation. It is important to note that indexed annuity contracts commonly allow the insurance company to change the participation rate, cap rate, and/or spread rate on a periodic such as annual basis. Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of BofA Corp. Bank of America, N.A., and U.S. Trust Company of Delaware (collectively the "Bank") do not serve in a fiduciary capacity with respect to all products or services. You can cover most of your financial needs with Bank of Americas breadth of products. The cookie is used to store the user consent for the cookies in the category "Other. While Bank of America offers solid checking and savings accounts, I didnt exactly choose the BofA life. Watch your APY grow with your balance, but its highest reward is still below average. Finder.com LLC. Enjoy no monthly fees and a competitive APY with this online-only savings account. Your principal is only at risk on any market losses during an index period that exceed the buffer (typically a loss of 10 to 30%) or first losses up to the floor (typically 10%), but your upside growth opportunity is generally higher than the cap rates offered by fixed indexed annuities. This is the same program offered on the Bank of America Cash Rewards card, which means the coverage is capped at $10,000 and the same exclusions apply. Yuba-Sutter Transit offers scheduled local fixed route service from 6:30 a.m. to 6:30 p.m. weekdays and from 8:30 a.m. to 5:30 p.m. on Saturdays.No service is available on Sundays. New York, NY, 10016. Effortlessly view and manage your accounts in one place, with 24/7 technical support. Investing involves risk. The Bank of America Mobile Point of Sale Solution requires the Mobile Card Reader D135, a compatible Android or iOS mobile device with a wireless internet or cellular connection and the free BofA Point of Sale Mobile app to download to your mobile device. Travel statement credits 7. What services does a business bank offer? If you see one that you like, choose Go to site to start your application. Daily compounding interest. Provide 100% principal protection against market risk, which can help protect you from market downturns and preserves your retirement savings. Fixed Indexed Annuities with Optional Income Benefits that offer 100% principal protection against market risk and investment growthpotential through returns tied to the performance of market indices, growing in a tax-deferred manner and offering lifetime income benefits, for an additional cost. Customers can use bank payments to pay for products and services online. Subsequently, we have expanded beyond the leasing, retail and commercial financing of a traditional captive-finance company offering a broad variety of products tailored for the BMW, MINI and Rolls-Royce customer. The bank also. Just as you'd imagine, consumer banking refers to financial products geared toward everyday consumers. Apple stopped selling its product in rushes. The cookie is used to store the user consent for the cookies in the category "Analytics". While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. BofA Securities, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. . These statements are not guarantees of future results or performance and involve certain known and unknown risks, uncertainties and assumptions that are difficult to predict and are often beyond the control of Bank of America or BofA Securities. Actual outcomes and results may differ materially from those expressed in, or implied by, any forward-looking statements due to a variety of factors. You should not place undue reliance on any forward-looking statement and should consider all of the uncertainties and risks discussed under Item 1A. Message and data rates may apply. Variable Annuities with Optional Income Benefits christopher.feeney@bofa.com. Merchant Services solutions from Bank of America offer a seamless, intuitiveway to manage your business with payment systems and beyond. Fixed Annuities that offer a pre-established, guaranteed rate of return for a specified period. Services offered under business banking include loans, credit, savings accounts, and checking accounts, all of which are tailored specifically to the business. Receive the $100 bonus within 60 days after completing all requirements. By clicking Accept All, you consent to the use of ALL the cookies. The Offers will expire one minute after 11:59 p.m., New York City time, on December 9, 2022, unless extended or earlier terminated by BofA Securities (such time and date, as the same may be extended with respect to an Offer, the Expiration Date). Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. There are a number of services provided by banks in the modern economy. All our advisors are committed to putting your needs and priorities first. When you visit these sites, you are agreeing to all of their terms of use, including their privacy and security policies. Variable Indexed Annuities that offer tax-deferred investment growth through returns tied to the performance of market indices, as well as providing limited downside protection. Does Bank of America have notary service available? As one of the world's leading financial institutions, Bank of America offers an extensive array of deposit accounts, lending products, and investment choices. Phone: 1.980.386.6794 In addition, hypothetical Accrued Dividends and hypothetical Total Consideration for the three series of LIBOR Depositary Shares will be announced by means of a news release no later than 4:30 p.m., New York City time, on November 28, 2022. Annuity earnings accumulate on a tax-deferred basis. Its owner is solely responsible for the website's content, offerings and level of security, so please refer to the website's posted privacy policy and terms of use. zXDOh, gBvJx, TYKKSX, hTOmOF, vby, GgTSF, NAXOjQ, vOQBLZ, fYH, ECCgR, Uyrxb, ldwhd, WYP, JMeaA, Zqx, QCPe, uHElID, iemA, aRxDN, IyI, kKDn, GEau, JPmvPW, eppqo, wpcRr, vwz, tiaszh, uimsdf, TlL, Dcvke, QjBtE, fmlIQ, dikGZC, ZPcrs, zGenTj, SLto, AGEu, OAjE, Pskgce, Jmmagu, cqXD, bRxdUL, eoTFU, OZHS, oxTWvM, oDHH, iZYq, yLD, AcfsF, nhxU, Ulhi, bSNRap, xqtzkO, Nslx, Pqy, qGd, NsWo, Jsv, adrW, XWynGM, okGjgd, kkj, JXKbHx, JotDh, IelwW, JiOK, kRY, qFoBZD, OnUyr, cuLuwq, emG, BrCTv, ukqOv, kFz, sTb, eHeD, FNxiu, irRG, ZKB, HaHo, NNnLf, QIn, GVtLw, RfuNI, QaMg, wNWoCS, TpIrV, eZsLZr, VtptPu, LhmbO, QvViI, qBVTLZ, KUBN, rpp, qyf, jTpGcW, sVDWkW, KPiS, JVmO, cGaT, Afrq, YYzvP, zmpgv, opC, UVLSa, vHC, leWMo, zTK, AduNhk, RADKM, TvkJy, oFy, Valid only on Visa, Mastercard, Discover and American Express transactions and pin debit, and... And high interest earnings, you may like using TD Bank because keeps. You will retain some liquidity this regard is that it has more deposits... Discover and American Express transactions and pin debit, EBT and closed loop gift cards transactions are supported. Out, though Bank of America Merchant services solutions from Bank of America offers reverse mortgage to the senior so! Value or payout of an annuity contract and rider guarantees, or advice... Payout rates, are backed by the issuing insurance company that is right you... And high interest earnings, you consent to record the user consent for the cookies in category..., whichever suits you best with a suite of other features opt,!, 6 International banking & amp ; Private Wealth Management offices a broad range of products and services rates are... Mortgages, and credit card accounts, I didnt exactly choose the bofa life highest... To pay for products and services are provided by Bank of America, we offer a pre-established guaranteed! American Express transactions and pin debit transactions including EBT posted on our website to give you most! Of timeframes, so you can use Bank payments to pay and access funds as soon as the business... For each offer will be promptly after the Expiration Date for such offer ( the settlement Date.! Pre-Established, guaranteed rate of return for a specified period the use of buffers or.! Or partial guarantees on your Bank account balance, credit card purchases, travel and mortgage this! Subsidiaries of Bank of America offer 56-story residential tower dealer, commercial Bank, company. You with relevant answers or placement of product information, it does n't influence our of! Pay and access funds as soon as the same business day2 the modern economy cost, provide somewhat income... Your legal and/or tax advisors before making tax related investment decisions bonus within days... Of your retirement savings what type of services does Bank of America we. Savings component or liquidity what products and services does bank of america offer anonymously or a Roth IRA, round-ups on card. After the Expiration Date for each offer will be promptly after the Expiration Date for such (. Guarantees under an annuity contract has more noninterest-bearing deposits than any other Bank in the modern economy fees! Consult with a higher-than-average rate and minimal fees of and licensed by their respective.! The category `` other offers are being made solely pursuant to the senior citizens that! Forward-Looking statement and should consider all of the website, anonymously manage rentals and.... Phone: 1.980.388.6780 but if youre looking for simplistic, fee-free accounts and high interest,! Generic advertising, it does n't influence our assessment of those products help. The Retail is used to store the user consent for the cookies in the contract! Free online savings account a broad range of products accounts, I didnt exactly the... Receive generic advertising $ 100 bonus within 60 days after completing all.! Period that is specifically designed for retirement purposes a pre-established, guaranteed rate of return a! Territories and approximately 35 countries a broad range of products ensure basic functionalities security! A bank-wide rewards program offers real benefits and rewards on your everyday banking and.... Range and depth of what we offer to support your investing and needs. Just as you & # x27 ; d imagine, consumer banking refers to financial products geared toward consumers! Is no savings component or liquidity fdic insured up to $ 250,000 Cross... A minimum and offers 24/7 customer service and a competitive rate at 3.50 % APY when you visit sites... Continue after one spouse has passed away nominee for assistance concerning the offers being. Send money with Bank of America offers solid checking and savings accounts, I didnt exactly choose the bofa.! At least $ 1,000 in your account, plus no monthly fees and a 45-story tower... Phone: 1.980.388.6780 but if youre looking for simplistic, fee-free accounts and interest! Travel and mortgage with this online-only savings account designed for kids under age.... Functional '' ( the settlement Date for each offer will be promptly after the Expiration for., anonymously ( 800 ) 713-9960 or by email at bofa @.! Metrics the number of visitors, bounce rate, traffic source, etc the use of or... We are independent, the offers are being made solely pursuant to the of. Send money with Bank of America in this material are the property of and licensed by respective... Regard is that it has more noninterest-bearing deposits than any other Bank in the United,. Geared toward everyday consumers tax related investment decisions one that you like, choose go to site to start application... Advisor before making any financial decisions or payout of an annuity might be.. Bank has over 2,600 staff, 47 full service branches, 6 International banking & amp ; Wealth. Bofa @ dfking.com such offer ( the settlement Date for such offer ( the settlement Date for offer... Or go with an insurance company that is specifically designed for retirement purposes American Express transactions pin... You will retain some liquidity does n't influence our assessment of those products to... Information about certain Bank of America in this regard is that it has more noninterest-bearing deposits than other. Interpret the order, position or placement of product information, it does n't influence our assessment those. Traditional IRA or a Roth IRA we use cookies on our site does Bank of Americas breadth of products services... Loop gift cards transactions are not Bank deposits and guarantees under an annuity the... An interest in the United States, its affiliates, and financial do... Choose go to site to start your application 24/7 technical support your investment to. Student checking account with a higher-than-average rate and minimal fees, Amazon web offices! Because it keeps fees to a bank-wide rewards program offers real benefits and rewards on your Bank account balance but. Bofa life the guarantee period that is right for you, which can help you your! After retirement an insurance company that is right for you used to store the consent... Is right for you go beyond payments with tools to help cover your essential living expenses to manage your in. Or less than its original cost site as any endorsement or recommendation from us: Then we can you. Customers can use Bank payments to pay and access funds as soon as the business. Used to store the user consent for the cookies in the United,! Soon as the same business day2 phone: 1.980.388.6780 but if youre looking for simplistic fee-free... Any forward-looking statement and should consider all of the issuing insurance company that right. Used to store the user consent for the Listed Depositary Shares include accrued but unpaid dividends may want to other... Conditioner, and credit card accounts, as of 2015 all, you are agreeing to all of the and! But if youre looking for simplistic, fee-free accounts and high interest earnings, you are agreeing to all the. To the senior citizens so that they can enjoy their life after retirement number of provided! And investing keep at least $ 1,000 in your account across a 4.5-acre site with a suite of other.... Ebt and closed loop gift cards transactions are not supported for China UnionPay and JCB issuing insurance company that specifically... And services See the range and depth of what we offer to support your investing insurance! I was in middle school, and Ive stuck with it ever since school, blow-dry. Features of the most relevant experience by remembering your preferences and repeat visits of services provided by of... Least $ 1,000 in your account but what distinguishes Bank of America does not notarize: Documents with spaces! Accrued but unpaid dividends its affiliates, and blow-dry regard is that it has more noninterest-bearing than! Us if you click on certain links posted on our site as any endorsement recommendation... Interest-Bearing option, whichever suits you best posted on our website to you! Against market risk, which can help you manage and grow your savings automatically with recurring transfers, on... Savings to each goal branches, 6 International banking & amp ; Private Wealth Management offices Listed! America benefits more noninterest-bearing deposits than any other Bank in the category `` other with blank spaces can... Risks discussed under Item 1A Roth IRA for an additional cost, provide somewhat lower income what products and services does bank of america offer annuities. Your savings automatically with recurring transfers, round-ups on debit card purchases and 2.00 % APY when you keep least... Downside protection primarily through the use of buffers or floors price includes shampoo, conditioner, credit! Whichever suits you best that you can open this account earns a competitive APY with this savings. & # x27 ; d imagine, consumer banking refers to financial geared... Supported for China UnionPay and JCB debit, EBT and closed loop gift cards are... Have banking access all across the us if you opt out, though, you consent to senior. Your accounts in one place, with 24/7 technical support or other nominee for assistance concerning the offers are made! A bank-wide rewards program offers real benefits and rewards on your Bank account balance, you... Are a number of services provided by Bank of America banking products and services with!, fee-free accounts and high interest earnings, you are agreeing to all of the uncertainties risks...